At Community West Bank, we put deposits to work locally, making loans
to businesses, families and non-profit organizations. We are the
largest publicly traded and only community bank headquartered and
serving California’s Central and South Coast area of Ventura, Santa
Barbara and San Luis Obispo counties, with full-service branches in
Goleta, Oxnard, Paso Robles, San Luis Obispo, Santa Barbara, Santa
Maria, and Ventura. We were named one of the Central Coast Best Places
to Work by the Pacific Coast Business Times, and we love working here
and think you may too!
Community West Bank team members support and foster the values
character, quality, people, community, and achievement. We live and
breathe these attributes with all we do. As an integral member of the
Manufactured Housing team for Community West Bank, this position will
provide extraordinary customer service to our internal team members
and external customers, exemplifying the Bank’s values and our
dedication to quality and service. This position will have direct
responsibility as a Manufactured Housing team member to assist in the
accomplishment of the Department Business Plan goals and objectives.
This position will elevate the team as a member of the Bank’s
high-performance culture that emphasizes empowerment, quality,
productivity, ethical standards, goal attainment and the ongoing
development of CWB’s vision to become the bank of choice, for small
and medium-sized businesses, professionals, and individuals in the
markets we serve. We will combine steady growth, consistent earnings,
and control risk to provide a safe and sound bank. Our people will be
the difference, delivering an unparalleled experience to our clients,
establishing consistency in earnings and enhanced shareholder value.
Responsible for Adverse Action and HMDA review of mortgage loan files
and Quality Control Review of loan files. The Compliance and QC
Specialist will complete a HMDA scrub of cancelled, denied and funded
Loans. This position will also review approved loans files prior to
submission to the MH Loan Documentation Specialists. This position may
type loan documents. The Compliance Specialist will data scrub files
in compliance relief prior to submitting monthly completed HMDA files
to the Compliance Department. This position performs all essential
duties in compliance with regulatory requirements as well as Bank
policies and procedures.
* Complete monthly HMDA scrub of cancelled, denied and funded loan
* Prepare monthly and quarterly HMDA reports through
Questsoft Compliance Relief, ensuring accuracy.
* Quality Control
Checklist Review all files prior to submission to the Loan
Documentation Specialists, completing checklist review of content such
as valid-ID, signed Disclosures, subject property matches source
documents data and E-folder integrity, vesting documentation matches
* Work with Compliance Department on any
corrections, errors, discrepancies on HMDA reports.
thoroughly familiar, comply and ensure compliance with CWB Credit
Policies, Insurance and Processing Guidelines.
* May be given
back up underwriting approval for review of adverse loans.
Review assigned loan files for completeness and accuracy and
conformity to the loan program listed.
* Ensure that the Loan
Operating System matches the file documentation and reflects the
current information status.
* Internal department audit/clean up
of files for E-folder completeness.
* Communicate with
Underwriter to ensure regulatory and procedural compliance.
Communicate with Loan Consultants, and Loan Documentation Specialists
to resolve issues efficiently and effectively to ensure timely loan
* Meets response and resolution times as defined in
service level agreements and/or service requests and follows
established processes to meet service level commitments.
trains in additional functions of the department, such as loan
documentation and funding when needed.
* Completes all required
regulatory training as assigned within deadlines established including
BSA, Bank Security and any other training as assigned, within required
timeframes and on an annual basis.
* Assists with ongoing audits
providing the necessary documentation.
* Other duties and/or
projects as assigned by supervisor.
Community West Bank is an EEO/AA/Disability/Vets Employer.
Reasonable Accommodations may be made to enable individuals with
disabilities to perform the essential functions of this position.